The Future of Banking
is Voice-First
LazerVault is the world's first AI-native banking platform where you can scan to pay and speak to transact
Investment Overview
The Problem
Why traditional banking fails the voice-first generation
Our Solution
AI-native platform that understands natural language
Market Opportunity
£22.8B UK digital banking market growing at 16%
Business Model
8 diversified revenue streams with superior economics
Traction & Roadmap
85% product complete, clear path to profitability
Live Demo
See LazerVault in action - voice banking, AI scan-to-pay, investments & more
Investment Ask
£5M seed round, 20% equity, massive ROI potential
Traditional Banking is Broken
Gen Z and millennials want to bank like they talk to ChatGPT, but no bank offers true conversational finance
Fragmented Experience
Banking, investing, insurance, bills all scattered across different apps
Complex Processes
Simple tasks like sending money require 8+ taps and 2+ minutes
No Intelligence
No predictive insights, no contextual understanding, zero personalization
The Fundamental Gap
Users want conversational banking but are stuck with menu-driven interfaces from the last decade
AI-Native Banking Platform
The first digital bank where AI is not a feature—it's the interface
Bank with Your Voice™
Scan bills to pay, speak to transfer, chat to manage your finances
Core Innovation
How It Works
Traditional vs LazerVault
Massive & Growing Market
Target Demographics
Primary Audience
- 18.5M Gen Z & Millennials (25-40) in UK
- Tech-savvy, mobile-first users
- Already using AI assistants (Siri, Alexa, ChatGPT)
- Demand seamless digital experiences
- High frustration with traditional banking
Secondary Audience
- 5.5M small businesses and freelancers
- Need efficient business banking
- Require invoice & expense management
- Want integrated business tools
- Value time-saving automation
8 Diversified Revenue Streams
| Metric | LazerVault | Industry Benchmark | Advantage |
|---|---|---|---|
| ARPU (Annual) | £180-£250 | £150-£200 | +20-50% |
| CAC (Cost) | £15-£30 | £20-£50 | -25-75% |
| LTV:CAC Ratio | 20:1 to 40:1 | 3:1 min | 6-13x better |
| Gross Margin | 70-75% | 60-70% | +5-15% |
| Payback Period | 2-4 months | 6-12 months | 3-6x faster |
Production Ready & Scaling Fast
Production Ready
- Core Banking Backend (Go + gRPC)
- AI Services (Python + LangChain + OpenAI)
- Mobile Application (Flutter - iOS & Android)
- Infrastructure & Security (Docker + GCP)
- 2,500+ Beta Waitlist Signups
🚧In Progress
- Stock Trading Integration95%
- AI Scan-to-Pay with OCR80%
- Group Accounts & Savings Circles70%
- FCA License Application100%
- KYC/AML Integration90%
2026 Execution Roadmap
FCA license, beta launch, 500 users
Apple/Google Pay, physical cards, 2K users
Public launch, premium tier, 10K users
Business accounts, trading, 50K users
Path to £100M+ Revenue
| Year | Users | Revenue | Profit | Margin |
|---|---|---|---|---|
2026 Launch | 10K | £498K | -£1.3M | - |
2027 1,084% | 50K | £5.9M | +£230K | 4% |
2028 339% | 150K | £25.9M | +£15.9M | 61% |
2029 126% | 300K | £58.5M | +£30.5M | 52% |
2030 88% | 500K | £110M | +£62M | 56% |
9 Reasons to Invest in LazerVault
1. Massive Market
£165B AI fintech market with 31% CAGR
2. Technology Moat
12-18 month lead with patent-pending AI
3. 10x Better UX
83% faster with conversational AI interface
4. Superior Economics
20:1 LTV:CAC vs industry 3:1
5. Profitability Path
Break even Month 12, 30%+ margins Month 18
6. First-Mover
Only voice-controlled banking platform
7. Diversified Revenue
8 streams reduce risk, multiple expansion paths
8. Strong Execution
85% complete, experienced team, clear roadmap
9. Perfect Timing
AI adoption peak, neobanks proven
See LazerVault in Action
Experience our AI-native banking platform with 9 animated demos showcasing voice banking, AI scan-to-pay, investments, and more.
Interactive Demo
Watch all features cycle automatically (40 seconds)
LazerVault
AI-Native Banking
Experience All Features
Voice Banking
Send money with just your voice command
AI Scan to Pay
Read handwriting from paper instantly
FX Exchange
Best rates, instant currency conversion
Investments
Trade stocks and crypto from ₦1,000
Business Tools
Invoicing, insurance, and more
Lock Funds
Earn 15% interest on savings
💡 Tip: Full demo available at lazervault.app/marketing-demo - Perfect for investor presentations and marketing materials.
Demo Timeline (40 seconds)
Complete Video Production Package Included
We have a complete 60-second marketing video production package with script, storyboard, voiceover guide, and editing instructions. Perfect for creating investor pitch videos and social media content.
The Ask
Join us in building the future of banking
Seed Funding Round
Pre-Money Valuation
Equity Offered
Runway
Use of Funds
Projected Returns
Ready to Shape the Future?
Join us in building the world's first AI-native banking platform. This is your opportunity to invest in the future of finance.